auto insurance companies in georgia

Where it gets tricky is when the insurer is asked to actually pay a claim. Insurance buyers know that fine print can "void" much of the insurer's obligation. In the minds of many drivers, there's no point in paying for theoretical breakdown situations, only to find that in the rare chance that they do occur, some clause in the policy lets the insurer off the hook. The waiting game. When insurers do pay out, it may take months for the payment to reach the customer. That's time that a driver may not have to balance his or her checkbook against the financial liability of the vehicle breakdown. Again, a large number of drivers choose instead to keep money on hand for use in the event of a parts malfunction or breakdown of the car or truck they depend on for daily transportation. If the driver already has a trusted mechanic to do any necessary work on a vehicle, he or she will probably not opt for car repair insurance. One reason that drivers may shy away from this kind of insurance is that the insurer may be only interested in collecting premiums, and not be really interested in paying claims. Anyone with any kind of insurance can tell you that getting claims paid is a major hassle. That's why if a driver figures out that the long term costs of the insurance versus the necessary repairs equals out, they will often take their chances and pay out of pocket for repairs.

Temporary auto insurance is an insurance policy that doesn't last for a full year like a standard car insurance policy typically would. Temporary auto insurance costs more than standard auto insurance policies, and it is something that isn't purchased that often when compared to annual auto insurance. When it is bought, usually the buyer displays some kind of extenuating circumstance that is warranting the purchase of such a short term policy. There are many reasons a person would want to buy a temporary auto insurance policy. Sometimes an individual doesn't have insurance when they first purchase a vehicle. In order to drive an automobile off the lot, you must have car insurance, and the majority of dealerships won't let you drive you car home if you don't have a policy that is up to date.



auto insurance companies in georgia

Insurance requirements vary between financial institutions and each state.